/ Complete Product Suite
Every Financial Product
You’ll Ever Need
From your first checking account to a $10M wealth portfolio — Citibank has the right product at the right rate, backed by 37 years of institutional expertise.
40+
Products Available
5.10%
Avg. APY on Savings
21 Days
Mortgage Close Time
Personal Banking Products
Checking, savings, credit cards, mortgages, and loans tailored to your life.
Prime Checking
No monthly fees, no minimums, unlimited ATM reimbursements nationwide.
- Unlimited free ATMs
- Overdraft protection
- Zelle included
- Early direct deposit
Prime High-Yield Savings
Earn 12x the national average with no minimum balance requirement.
- 5.10% APY guaranteed 6 months
- FDIC insured $250K
- Instant transfers
- No withdrawal limits
Signature Rewards Visa
Unlimited 5% on dining and travel, 2% on all other purchases.
- No annual fee yr 1
- $200 signup bonus
- 0% APR 18 months
- No foreign transaction fees
30-Year Fixed Mortgage
Competitive fixed rates with fast pre-approval and a 90-day rate lock guarantee.
- Pre-approved in 24 hrs
- Close in 21 days
- 90-day rate lock
- No origination fee
Personal Loan
Borrow $5,000–$100,000 with same-day funding and no prepayment penalties.
- Same-day funding
- No prepayment penalty
- Fixed monthly payments
- $5K–$100K range
Student Checking
Built for college students — no fees, no minimums, and automatic upgrade at graduation.
- No monthly fees
- Free ATMs on campus
- Automatic upgrade
- Budgeting tools included
/ Financial Tools
Loan Payment Calculator
Estimate your monthly payments instantly. Adjust the sliders to match your borrowing needs.
Monthly Payment
$501
5 year personal loan
Estimated rate. Final rate subject to credit approval.
/ Current Rates
Transparent Rate Table
Rates as of June 9, 2026 · Subject to change without notice
APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates are variable and subject to change. FDIC insured up to $250,000. Equal Housing Lender. Member FDIC.
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